by The Burlington Credit Card is a credit card offered by Burlington Stores, a national off-price retailer that sells clothing, shoes, accessories, home decor, and more. The credit card allows cardholders to earn rewards on every purchase they make at Burlington Stores and other participating retailers.
Cardholders earn 1 point for every dollar spent at Burlington Stores, and 1 point for every $2 spent everywhere else. Once enough points are accumulated, they can be redeemed for discounts, free merchandise, and other exciting benefits.
In addition to earning rewards, Burlington Credit Card holders also enjoy exclusive perks, such as early access to sales, special promotions, and invitations to cardholder-only events.
The Burlington Credit Card has no annual fee and comes with a variable interest rate. Applicants must be 18 years or older and have a valid government-issued ID and a social security number to apply.
When applying for a Burlington Credit Card, customers can choose between a standard credit card or a Mastercard® version. The Mastercard® version of the card can be used anywhere Mastercard is accepted, giving customers the ability to earn rewards on all their purchases, not just those made at Burlington Stores.
The Burlington Credit Card also comes with fraud protection, zero liability for unauthorized purchases, and online account management tools to help cardholders keep track of their spending and rewards.
To apply for the Burlington Credit Card, customers can visit a Burlington Store location or apply online. The application process typically takes only a few minutes, and applicants will receive a decision on their application within a few days.
Overall, the Burlington Credit Card is a great option for customers who frequently shop at Burlington Stores and want to earn rewards on their purchases. With no annual fee and exclusive perks, it’s definitely worth considering for anyone who loves a good bargain.
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Pros of the Burlington Credit Card
- The Burlington credit card offers a 10% discount on your first purchase after approval.
- Cardholders can earn 1 point for every dollar spent at Burlington stores and 2 points for every dollar spent on gas and dining.
- The card offers a $0 fraud liability protection, which means that you are not responsible for unauthorized purchases made with your card.
- Cardholders can access exclusive offers and discounts throughout the year.
Cons of the Burlington Credit Card
- The card’s interest rate is high, ranging from 25.99% to 27.99%, so it may not be suitable for people who carry a balance.
- The rewards program is limited to Burlington stores, gas stations, and restaurants, so if you don’t shop at Burlington frequently, you may not benefit from the card.
- The card has an annual fee of $0, but it charges a late payment fee of up to $38 and a returned payment fee of up to $27.
- The card has a low credit limit, which may not be enough for some people.
Benefits of the Burlington Credit Card
- Cardholders can earn points that can be redeemed for Burlington gift cards.
- The card offers exclusive discounts and offers throughout the year, such as free shipping and extra discounts during the holiday season.
- Cardholders can access their account online and manage their card from anywhere.
- The card offers a 10% discount on your first purchase after approval.
Usage of the Burlington Credit Card
The Burlington credit card is designed for people who shop frequently at Burlington stores, gas stations, and restaurants. It offers rewards points that can be redeemed for Burlington gift cards, which can be used to purchase merchandise at Burlington stores. The card can be used anywhere that accepts Mastercard, but you will only earn rewards points for purchases made at Burlington stores, gas stations, and restaurants.
Interest Rates and Fees of the Burlington Credit Card
The Burlington credit card has a high-interest rate ranging from 25.99% to 27.99%, depending on your creditworthiness. The card has no annual fee, but it charges a late payment fee of up to $38 and a returned payment fee of up to $27. The card also charges a cash advance fee of either $10 or 4% of the transaction amount, whichever is greater. The card has a low credit limit, which may not be enough for some people.
Annual Maintenance Charge of the Burlington Credit Card
The Burlington credit card does not have an annual maintenance charge. However, the card charges a late payment fee of up to $38 and a returned payment fee of up to $27. If you pay your balance in full and on time each month, you can avoid these fees.
Conclusion
The Burlington credit card offers rewards points for purchases made at Burlington stores, gas stations, and restaurants. While the card has a high-interest rate and limited rewards program, it may be a good option for frequent Burlington shoppers who can pay their balance in full each month.
1. What is the interest rate on the Burlington Credit Card?
The interest rate on the Burlington Credit Card is variable, and it can vary depending on the applicant’s creditworthiness. It’s important to pay off the balance in full each month to avoid interest charges.
2. Can I use the Burlington Credit Card at other retailers?
The standard version of the Burlington Credit Card can only be used at Burlington Stores and its affiliated websites. However, the Mastercard® version of the card can be used anywhere Mastercard is accepted.
3. How do I apply for the Burlington Credit Card?
Applicants can apply for the Burlington Credit Card online or in-store. The application process typically takes only a few minutes, and applicants will receive a decision on their application within a few days.
4. What are the rewards for the Burlington Credit Card?
Cardholders earn 1 point for every dollar spent at Burlington Stores, and 1 point for every $2 spent everywhere else. Once enough points are accumulated, they can be redeemed for discounts, free merchandise, and other benefits.
5. Does the Burlington Credit Card have an annual fee?
No, the Burlington Credit Card does not have an annual fee.
6. What happens if I miss a payment or make a late payment?
Late payments or missed payments can result in late fees and damage to the cardholder’s credit score.
7. Can I manage my Burlington Credit Card account online?
Yes, cardholders can sign up for paperless billing and manage their account online, making it easy to stay on top of payments and rewards.
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